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The website 'Miblart.com' is a company that does book cover designs. And they have several blog posts that talk about topics, such as the process of making a book cover.

This one blog post talks about the process of an illustrated book cover:

Here is a summary of the process they use when creating an illustrated book cover:

1. Know the storyline and the characters of the book. It should give a visual representation of the book. "The illustrator conveys the main plot lines with pictures. Thereby, a detailed depiction of the characters highlights their nature. The illustration aims to show the atmosphere of the book and draw an audience’s attention to it."

2. Make several drafts to show the client, so they can pick which ones they like or give suggestions.

3. Once the sketch is approved, they can pick the colour scheme that reflects the genre and the mood they are going for.

4. Choose the typography, which should go with the overall composition of the cover.

It starts off by talking about how it is one of the best ways to create a book cover for contemporary books. This is because it is unique, it creates a design that conveys the mood and message of the book that can capture a reader's attention more than stock photos.

Here is an example of what they talk about in their website.
(Click on the image to look at the website)